
文银庆
Partner概观
Ms. Eun Kyung Moon is a partner at Shin & Kim whose main practice areas are financial institution inspection and sanctions defense, financial company approvals and permits, and financial regulation and disputes.
Before joining Shin & Kim, Ms. Moon served at the Financial Supervisory Service (FSS) from 2011 to 2021, handling the coordination of examinations relating to inspections and investigations, drafting and reviewing of legislative bills, and approvals and permits at the Insurance Examination Department, Capital Market Investigation Department 2, Financial Consumer Protection Department, Bank Examination Department, and Financial Group Supervision Department of the FSS.
After her service at the FSS, she served as an in-house counsel at the Korea Housing Finance Corporation, handling the issuance of mortgage-backed securities (MBS), housing guarantees, and housing pensions.
业务领域
工作经历
- 2024-PresentMember, Financial Supervision Advisory Committee (Public Welfare Finance Division), Financial Supervisory Service (FSS)
- 2022-PresentExpert Member, the Financial Dispute Mediation Committee, Financial Supervisory Service (FSS)
- 2021-PresentShin & Kim LLC
- 2021Financial Group Supervision Office, Financial Supervisory Service (FSS)
- 2018-2021Bank Examination Department, Financial Supervisory Service (FSS)
- 2016-2017Financial Consumer Protection Head Department, Financial Supervisory Service (FSS)
- 2014-2015Capital Market Investigation Department, Financial Supervisory Service (FSS)
- 2011-2014Non-Life Insurance Examination Department, Financial Supervisory Service (FSS)
- 2009-2010Legal Affairs Team, Korea Housing Finance Corporation
- 2007-2009Legal Affairs Office, Gyeonggi Savings Bank
- 2005-2007Judicial Research & Training Institute of the Supreme Court of Korea
主要业绩
- Advised on the establishment of the information exchange blocking system for N Bank
- Advised on the financial leasing system for W Financial
- Advised on the violations of laws and regulations during a comprehensive inspection process for S Fire and Marine Insurance
- Advised on the CFO performance evaluation system of a subsidiary of S Holding Company
- Advised on the sale method of real estate owned by H Bank
- Advised on the internal control policy under the Act on the Protection of Financial Consumers for H Bank
- Advised on the registration of a financial product sales agency for F Credit Information Company
- Advised H Bank on internal regulatory reform
- Advised S Bank on the restructuring of D Company
- Advised W Holding Company on the establishment of a subsidiary
- Advised on the prohibition of providing third-party benefits under the Banking Act for K Bank
- Advised on new digital business models for H Fire and Marine Insurance
- Advised S Life Insurance on the dispute over a lifetime pension plan
- Advised H Bank on the My Data-affiliated advertising campaign
- Represented D Company and B Company in the inspection of their virtual asset business
- Advised H Life Insurance on the real estate ownership and other ancillary businesses
- Advised U Foreign Bank on the registration of financial investment business
- Advised W Bank on computer system development of overseas subsidiaries
- Advised K Capital on unregistered agency brokers
- Represented W Bank in the inspection and sanction proceedings against embezzlement
- Advised H Bank on the restructuring of Company A
- Represented K Partners in the inspection of private equity fund management
- Advised K Capital on the approval of change of majority shareholder and incorporation of a subsidiary of K Holding Company
- Advised D Bank on performance guarantee
- Represented W Bank and S Bank in fund inspections
- Advised S Holding Company on the establishment and investment of overseas subsidiaries
- Represented P Company in audit procedures
- Advised S Company on the personal credit information regular evaluation project
- Represented W Bank in fund inspection and sanction proceedings and defense against Financial Services Commission proceedings
- Advised S Association on their agency inspection authority
- Advised K Bank on their spin-off
- Advised T Company on the digital securities business structure
- Advised K Company on the open banking system
- Represented K Asset Management in inspection procedures
- Advised S company on the Insurance Business Act and the Act on the Protection of Financial Consumers in relation to product advertisement
- Advised S Bank on the concurrent appointment of an outside director
- Represented E Asset Management in inspection procedures
Key Experience at the FSS
- Provided on-site legal support for comprehensive inspections of S, H, K, D, L, and M Insurers, coordinated examinations, and presented agenda items to the Sanctions Review Committee and Financial Services Commission
- Practiced as a case handler of the violation of the Credit Information Act relating to unauthorized information search and retrieval by 22 life and non-life insurance companies
- Jointly worked with the Financial Services Commission to establish standards for imposing fines for violations of basic documentation obligations under the Insurance Business Act
- Coordinated the examinations of unfair trade cases (involving market manipulation, insider trading, and deceptive trading) and served at the Capital Markets Investigation Committee
- Worked for the Task Force on Improving the System for Calculating Unjust Enrichment in Unfair Trade
- Reviewed the Financial Consumer Protection Bill (government’s draft) and worked for the Task Forces at the Financial Services Commission, Financial Supervisory Service and other financial associations
- Reviewed draft enforcement decree and supervisory regulations of the Act on the Protection of Financial Consumers
- Reviewed the research report on the Act on the Protection of Financial Consumers
- Reviewed the report on the Financial Conduct Authority (FCA) and Financial Ombudsman Service (FOS) systems in the UK
- Reviewed the report on foreign financial dispute resolution systems and administrative dispute resolution systems
- Reviewed the analysis report of financial consumer protection principles of G20 members
- Reviewed the improvement actions from the results of the inspection of commercial banks’ lending rate calculation systems
- Reviewed the effectiveness of sanctions against violations of the obligation to prepare an internal control policy
- Provided on-site legal support and coordinated examinations for comprehensive inspections of W, K, C, and S Bank
- Coordinated examinations of violations of financial information laws relating to anti-money laundering and worked with the Sanctions Review Committee of the Financial Supervisory Service and the Financial Services Commission
- Reviewed amendments to the Financial Holding Companies Act and other issues surrounding statutory interpretation of laws and regulations
教育背景
- 1998-2010Busan National University Graduate School of Public Administration (Master of Public Administration)
- 1992-1996Busan National University College of Law, Private Law Department (LL.B.)
资格
- 2007Admitted to bar, Korea
语言
Korean, English
受賞
- 2020Award from the Governor of the Financial Supervisory Service (FSS)
- 2016Award from the Chairman of the Financial Services Commission (FSC)